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Student loans are available to help offset educational expenses for the specific academic period. Borrowing through student loans should be your last alternative. You should exhaust all other resources of financial assistance, including scholarships, state grants, and work-study employment before applying for a student loan. Applying for a student loan too early may limit or exclude you from receiving grants/scholarships.
Eligibility requirements for federal student aid:
- Not in default on a previous student loan or owe an overpayment on a previous grant
- Enrolled in a program that leads to an associate's degree or an eligible vocational certificate at NWACC
- Making Satisfactory Academic Progress towards a degree or eligible certificate at NWACC
For more information read our Federal Direct Loan brochure.