TIAA-CREF Supplemental Retirement Annuity (SRA)
TIAA-CREF Supplemental Retirement Plans provide tax-deferred savings and let you put away more for retirement beyond your basic retirement plan. Money goes straight from your paycheck to an investment account, reducing your current income taxes. Your potential investment earnings won't be taxable until you withdraw them in retirement.
Contributions are voluntary additional amounts you make on your own. The Internal Revenue Code limits the total amount you can contribute. Most employees can contribute a maximum of $18,000 in 2015. You may be able to contribute more if you have 15 years of service or are 50 or older. Please consult with TIAA-CREF or your tax or financial advisor for further information on contribution limits.