DESCRIPTION:

FlexCo, Inc. is the administrator for the Short Term Disability Plan.  The policy is underwritten by American Heritage Life Insurance Company. This voluntary plan pays a monthly benefit when you are unable to work for 14 days and pays up to six (6) months of disability.

ELIGIBILITY:

All full-time employees are eligible to apply for coverage.

ENROLLMENT:

New Hires:  All full-time employees are eligible to apply for coverage upon hire.

Qualifying Family Status Changes:  Changes to your coverage may be made within 30 days of a qualifying family status change.  Examples of a qualifying family status change are birth or adoption of a child, marriage and divorce.

Annual Open Enrollment:  Each fall there is an annual open enrollment period in which employee can add, cancel or change enrollment.

COST:

Internal information only.

BENEFITS:

• This plan pays a monthly benefit while disabled due to illness, injury, pregnancy, and childbirth (pregnancy and childbirth-claims payable after policy has been in force for 10 months).
• Monthly benefit amounts ($1000-$3,000) to meet individual needs.
• Benefits are paid directly to employee.
• Pays in addition to any other insurance.

CLAIMS:

Contact FlexCo, Inc. with claim processing questions.

QUESTIONS/CONTACT INFORMATION:

For questions about the benefits offered through this plan, contact your Benefits Coordinator or contact FlexCo, Inc. directly.

FlexCo, Inc.
Barry Roe, Patrick Hickman
Tel:   800-552-3605
Fax:  501-329-1127

Email:  flexcoinc@sbcglobal.net