Payment Plans | NorthWest Arkansas Community College

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Payment Plans


You may pay your balance due in full by your due date, or you can elect to enroll in a NWACC Payment Plan and pay in installments over time instead. Our optional Payment Plan is designed to help families spread out the balance due on the student account over a series of regular installments.

Making a partial payment does not automaticaly enroll you in a payment plan

There is a $30 non-refundable fee that is due at time of sign up.

How to enroll in the payment plan:

  • Log into My NWACC
  • On the left hand side, select Treasurer, then select eServices.
  • Select Enroll in Payment Plan (in the middle of the page under Student Account)

  • Student must be enrolled in current semester course(s).
  • Authorized Users can enroll in a payment plan on behalf of their student.
  • Students and Authorized Users must be willing to allow automatic withdrawals from a personal checking account or scheduled charges to debit or credit card.
  • The student account must be in good standing. Students with past due balances must contact the Treasurer’s to find out about alternative payment arrangements.
  • If one of the following occur, you will be removed from the payment plan. If you are removed before the 100% drop deadline, your classes may be dropped.
    1. If your enrollment fee and/or down payment is returned.
    2. If your first payment installment is returned, even if your enrollment fee was successfully paid.

  • If the student enrolls, the student is the owner of the plan and can elect to share email notifications with any (or all) of their Authorized Users.
  • If an Authorized User enrolls in a Payment Plan for their student, the Authorized User is the owner of the plan and will automatically receive the Payment Plan emails (as well as the student).

There is a $30 non-refundable sign-up fee for the Fall, Spring, and Summer plans. The sign-up fee is deducted from your bank account or charged to your debit or credit card as soon as you complete the enrollment process.

 Please keep the following in mind when registering for a payment plan at NWACC:
  • Changes to payment due dates cannot be made after enrolling in the payment plan.
  • When using bank accounts, a request for payment is sent to your bank at 7:00 a.m. on the payment date.  Please make sure that funds are available.
  • When using credit or debit cards, your card is charged at 1:30 a.m. on the payment date.  Please make sure that funds are available.
  • When you sign up for payment plan, you are required to provide either your debit/credit card or bank information, and payments will be automatically charged to your debit/credit card or deducted from your bank account on the installment dates.
  • You cannot enroll in a payment plan with a cash payment; however, after enrolling with a debit/credit card or bank account, you can make cash payments in-person at the Treasurer’s Office.  A cash payment will reduce your next installment payment. 

 Your payment plan balance will automatically recalculate to match your student account balance as you add/drop/change classes. The payment plan will stop recalculating additional charges 10 days before your installment is due. Charges added to your account during this time period will automatically be included in the remaining installment amounts.

Recalculation also knows when your financial aid/scholarships/other credits have posted, and will reduce your payment plan balance accordingly. The payment plan will recalculate to include payments (or posted financial aid) until 1 day before your installment is due.

You will receive an email notification any time your payment plan installment amounts increase or decrease.

Students who expect to receive financial aid and enroll in a payment plan need to make their payment plan payments when they are due. When financial aid is authorized (ready to pay) or paid to the student account, it will be applied equally to any remaining payments. If financial aid does not pay the payment plan in full, remaining payments due will be adjusted equally. If financial aid creates a credit balance on the student account, a refund will be processed.

Changes to your payment method, must be done 2 days prior to the next installment date.

Only the Payment Plan owner has the ability to change the payment method. To do so, the owner should:

  1. Login to e-Services
  2. Add a new payment method under “My Payment Profile”
  3. Select on Payment Plans (Top Ribbon)
  4. Select “Update all methods” to update all installments to the new payment method; or if you are only changing one installment select “edit” button under the Action column for the one you want to change.
  5. Selectthe desired payment method from the drop-down list. Then Save.

You will receive multiple notifications before any installment is processed to give you an opportunity to make sure sufficient funds are available to process each upcoming installment.

However, if you receive a failed payment notification, the following will occur:

ACH/e-Check Payments: Your returned payment will be added back to your student account and your remaining installments will be recalculated. You will be assessed a $25 return fee by NWACC, and your financial institution may also charge NSF fees on your bank account.

Debit/Credit Cards: The system will continue to try the card number until it is successful in receiving payment. This may result in two withdrawals on the same date.

If a failed payment is due to an expired card or closed bank account, you must update your payment profile with a new debit/credit card or bank account information. A failed debit/credit card payment will be re-attempted daily; therefore, a correction to the debit/credit card is essential. See changing your payment method (above) on how to update your payment profile information, and link your installments to the new payment method.

Students can have only one active payment plan at a time during a semester. Even if a student has more than one Authorized User, they may only have one payment plan for a payment plan period. For example, two Authorized Users cannot both have a fall term Payment Plan for the same student.